From: Michael Mendlowitz, CEO
Commerce Payment Systems

Dear Merchant,

If you are looking for a professional, top-quality, low cost merchant account so you can accept credit cards, I’ve got what you’re looking for.

My name is Michael Mendlowitz. I’ve been helping merchants set up their businesses for eight years, and I’ve had thousands of conversations with people just like you. I know what you’re looking for – something quick, easy, and affordable, without any of the hidden tricks or traps that most other processors stick you with.

About 8 years ago I was starting a small business just like you… and just like you, I wanted to learn everything about my industry. Yet, what I found out… to be perfectly honest… was not pretty. There were BIG banks and processors that were ripping merchants off, charging thousands of dollars for credit card terminals, locking them into long-term agreements, over-charging on discount rates, and offering virtually no customer support at all. Suffice it to say, there were a lot of angry merchants.

That is when I decided to start my company with one single focus in mind: Treat my customers how I would want them to treat me. Now, 8 years, and over 22,000 merchants later, we still stand by the very same principles. And here they are:

  1. Our Fees Are Rock Bottom.
    We often save business owners 20% to 40% on their overall bill for processing credit cards.
    And if you have an ongoing business, please give us a call, and have your merchant account statements handy. One of our experts will go over your statements line by line with you and show you exactly where your savings will come from.
  2. Your Statements Are Clear and Simple.
    We promise that you will be able to read your statement and understand every line of it.
    We promise that there are no fees and no “surprises” when you get your statement.
    You can view your statements online for an immediate understanding of your account.
  3. Your Start up Costs are Zero.
    Everything from setup to approval is included at no additional charge.
  4. A New Terminal is Yours.
    We will flat-out GIVE you a new state-of-the art point of sale terminal, FREE of charge! This offer includes the Nurit 8320 or Hypercom T4100 for retail merchants, the Comstar Interactive (for wireless merchants), and complete free setup for any virtual terminal/gateway for online merchants.
    There is no cost or obligation involved. These terminals are worth over $300.00, our gift to you as a client of Commerce Payment Systems.
  5. Your Customer Service Will Be Outstanding.
    We are full service merchant account provider. It is our only business, and we focus on it like a laser.
    What this means to you is quick access to expert customer service assistance (not left on hold or talking to a service rep that has no clue about your business).
  6. There is No Risk and No Downside to Try Us.
    Other companies will promise you low rates but then raise the “introductory offer” once you are locked into a long term contract. They will confuse you with statements that are impossible to decipher, and loaded with hidden fees that nickel and dime you to death.

At Commerce Payment Systems we never try to lock you into a contract for years. If you wish to leave us (and very few do), we will let you go. There are absolutely no exit fees or fines when you terminate your agreement with us.

You owe it to yourself and your business to call and find out more about how easy it is to save money, time, hassles, and irritation when you work with an outstanding merchant account provider like us.

Call us today during business hours, 9 a.m. to 7 p.m. EST at !

I have nearly a decade of experience helping businesses get set up to take credit cards.

We want to help you get started!

No hidden charges. Ever
No start up charges. Ever

I know I’ve made a lot of huge claims in this letter. I know how merchants think. So I’m not counting on you to believe me without having the experience, so I invite you to see for yourself!

Call now. Our merchant account advisors are waiting to give your business the extra personal attention that we think it deserves.

Michael Mendlowitz, CEO
Commerce Payment Systems

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Call now


"I want to thank you again for all your help during my selection and application processes. You've answered, promptly and clearly, all of my questions. I felt like I made an informed decision. If only I had this much information for all of my business decisions!"
      W. Miles
      White House Estates

"I would like to say thank you for all the help you had given me to start up my merchant account. I really do appreciate what you have done for me and the company when practically everyone else has said "no".
Once again, Thank You!"
      Joe Klien
      Astor Limousine

"Zoe, it's been such a pleasure working with you. The support I've received from you guys at Commerce Payment Systems has truly been impressive. Nice to know there's a company that is good for their word."
      Karen Kravitz
      TPI Marketing

"I appreciate the time you have spent with my account. You have gone above and beyond what I had expected on ALL occasions. Thank you for making this as painless as possible. With all this new stuff running around in my head...its good to see there are still people out there who
care enough to help. Thank you for everything!!"
      Tomar Naftali
      TNT Printing Co.

We are here to help you.

Copyright © 2007

Commerce Payment Systems 1465 Broadway Hewlett NY 11557
Commerce Payment Systems, is a registered ISO and MSP of Deutsche Bank AG, New York, New York